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First Time Home Buyer Down Payment Assistance-Tampa,Fl

Down Payment Assistance could mean buying a home with no money down. One of the biggest struggles with first time home buyers is coming up with the down payment and closing costs associated with buying a home.

The AmeriDream Downpayment Assistance Program was created to overcome the greatest barrier to homeownership, the downpayment. The program provides an opportunity for qualified low to moderate income individuals and families to purchase affordable homes by receiving money for the downpayment on a home.
Homebuyers never have to repay the gift from AmeriDream. The program has helped over 250,000 qualified homebuyers become homeowners. AmeriDream is recognized as the most trusted and valued name in gift assistance.
Thousands of homebuyers a month purchase their own homes using The AmeriDream Downpayment Gift Program, which provides down payment assistance of up to 10 percent of the home’s price.
How It Works
  1. Contact a qualified real estate professional and qualified mortgage professional in your area if you are not already working with one.
  2. Contact a lender and get a pre-approval letter for a loan that accepts gifts from AmeriDream.
  3. Choose a real estate professional and begin your home search
  4. Find the home you’d like to purchase
  5. Make an offer on the home

Once the contract is ratified, your lender will submit a gift application on your behalf to AmeriDream. The Homebuyer will receive a notice of gift approval from AmeriDream.

Lenders and real estate professionals will explain the home buying process to buyers, as well as the AmeriDream’s Downpayment Gift Program.

Buyers will need to be qualified for a loan that accepts gift funds, such as an FHA or conventional loan. Interested homebuyers should contact a lender or a real estate professional to begin the down payment assistance process.

Take advantage of the Tampa Real Estate Market! Now is the time to buy a home. Learn how you too can become a homeowner through the AmeriDream Downpayment Gift Program.

Posted in: Downpayment Assistance, First Time Home Buyers Tagged: Downpayment Assistance Program, First Time Home Buying Advice, What is Ameridream?

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