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4 of the Hardest Loans You Didn’t Know You Could Qualify For

Loans for Bad Credit

Home financing may be getting easier for homebuyers. One of the mortgage companies here in the Tampa Bay area that I’ve been working with is Caliber Home Loans. They are a portfolio lender that adheres to all standard loan program guidelines but also has portfolio programs with more lenient credit qualifying guidelines to meet more buyers’ needs. […]

Posted in: Downpayment Assistance, Financing and Mortgage News, First Time Home Buyers Tagged: Downpayment Assistance Program, Financing and Mortgage News, Mortgage after short sale, Mortgage with bad credit, Pre Qualifying After Short Sale, Self Employed Loans

What is a Hard Money Loan and When Should You Use One?

Hard Money Lenders Tampa

What is hard money and how do you find a lender? Hard money is an equity based real estate loan that should only be used short term or when you or the property cannot qualify for Conventional, Jumbo, VA or FHA financing.  For instance, if the homeowner has filed bankruptcy, went through a short sale […]

Posted in: Downpayment Assistance, Financing and Mortgage News, Tampa Real Estate Investors Tagged: Buying a Home, Financing and Mortgage News, Hard Money Lenders Tampa, Pre Qualifying After Short Sale

Home Buyer Tax Credit Down Payment Update

Friday the St. Petersburg Times stated that Governor Christ signed a bill to allow for the First Time Homebuyer Credit to be used as down payment and I am getting numerous emails regarding the details so I wanted to take a moment and update everyone.  FHA announced today that it will allow the First Time […]

Posted in: Downpayment Assistance, Financing and Mortgage News, First Time Home Buyers, Home Buyer Tax Credit, Housing Bill and Tax Credits Tagged: First Time Home Buyer Tax Credit, Tax Credit as downpayment

New Home Buyer tax credit proposal could strenghten housing market

GOP Plan Aims to Expand Home Buyer Tax Credits By Renae Merle Washington Post Staff Writer Wednesday, March 25, 2009; House Republican leaders plan to unveil a housing package today that would increase the tax credits available for home buyers and would direct law enforcement to crack down on mortgage fraud. Under the proposal, borrowers […]

Posted in: Downpayment Assistance, Home Buyer Tax Credit, Housing Bill and Tax Credits Tagged: Closing Costs Credit, Housing Bill, New Home Buyer Tax Credit, Tax Credits

St. Pete Times article explains how to buy a 180K home for 121K

Should you buy now? Discounts look favorable in Tampa Housing Market-2009 Here’s a column from today’s St. Petersburg Times:  It’s actually the most cut and dry, easy to understand article that I’ve seen. It explains all the ways you can use today’s Tampa Real Estate Market, Low Interest Rates and the National Home Buyer Tax Credit to your […]

Posted in: Downpayment Assistance, Financing and Mortgage News, First Time Home Buyers, First Time Home Buying Advice, Foreclosures and Bank Owned, Housing Bill and Tax Credits, Tampa Real Estate Statistics Tagged: current housing market in tampa florida, How to Buy Foreclosures, Investing In Real Estate, New Home Buyer Tax Credit, When is a good time to buy?

NEW FHA loan limits for Tampa, St. Petersburg Area!

GREAT NEWS!!!! We are now able to use last year’s maximum loan limits on FHA which in Hillsborough, Pasco & Pinellas is $292,500 (much better than the &$271,050 we were rolled back to). Don’t forget about the 8,000 tax credit for home buyers. This is not just first time home buyers, it is for anyone […]

Posted in: Downpayment Assistance, FHA loan limits, Financing and Mortgage News, First Time Home Buyers Tagged: FHA loan limits

New 2009 Home Buyer Tax Credit Info-Tampa, Fl

The American Recovery and Reinvestment Act of 2009 ENHANCED HOME BUYER CREDIT Who Qualifies?: Anyone who has not owned a home for the preceding three years. That means you may still qualify for the incentive even if you and your spouse owned a home more than three years ago. How Much?: The incentive calls for […]

Posted in: Downpayment Assistance, Financing and Mortgage News, First Time Home Buyers, Home Buyer Tax Credit, Housing Bill and Tax Credits Tagged: First Time Home Buyer Tax Credit, First Time Home Buyers, How does the tax credit work, New Home Buyer Tax Credit

Mortgage Rate Forecast 2009-CNBC Interview

If you’ve been on the fence about buying a home in the Tampa Bay area; you’ll want to read this news article about interest rates. It’s hard to believe in today’s economic environment, but the overall Bond market, including Mortgage Bonds, are contending with the “I” word this morning…inflation…thanks to Fed member Frederic “Uncle Freddy” […]

Posted in: Downpayment Assistance, Financing and Mortgage News, First Time Home Buyers, First Time Home Buying Advice, Mortgage Rates, Tampa Real Estate Market News & Updates Tagged: 2009 Mortgage Rates, Financing and Mortgage News, Lending industry forecast

How does the first time home buyer tax credit REALLY work?

The frequently asked question about the new federal tax credit for first time home buyers is “does it have to be repaid”? The answer isn’t exactly a cut and dry and yes or no.  What the government has defined as a first time home buyer is misleading in my opinion. It’s actually a big bonus because it really isn’t […]

Posted in: Downpayment Assistance, First Time Home Buyers, Housing Bill and Tax Credits Tagged: First Time Home Buyer Tax Credit, First Time Home Buying Advice, Housing Bill

First Time Home Buyer Down Payment Assistance-Tampa,Fl

Down Payment Assistance could mean buying a home with no money down. One of the biggest struggles with first time home buyers is coming up with the down payment and closing costs associated with buying a home. The AmeriDream Downpayment Assistance Program was created to overcome the greatest barrier to homeownership, the downpayment. The program […]

Posted in: Downpayment Assistance, First Time Home Buyers Tagged: Downpayment Assistance Program, First Time Home Buying Advice, What is Ameridream?

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